That's the question my wife asked me, trying to confirm comments from her friends who are saying that she seems to handle our family finances quite well. In all fairness, her financial decisions are quite sound, and it has been evidenced by the way we were able to grow our savings and engage in some activities that generate revenue in addition to the 9-to-5 job that I have. I have to attribute the primary reason for this to the simple philosophy that we have: we strive to live within our means. Which is what I had been advocating as a New Year's Resolution for all of us.However, it is evident that no matter how valuable that principle is to steer us financially as a family, some things still need to be done. Precisely the kind of things that we have been discussing here. True, we know where we are financially, it will not take us long to find out our bank balances as well as our debts. What we don't have information on is how much are we really spending on a daily basis. So I asked her the same question we have been asking here: do you know where your money is? Do you know how much we spend on food, utilities, entertainment, etc.?
Now, I've been trying to live what I preach here, as I have been keeping tabs on my own daily expenses. But now that she sees the value of doing the same for the rest of the expenses of our family, I believe this could turn out so much better for all of us. I had been mulling about the idea of asking her to do as I do in tracking our expenses, but I have second thoughts of doing so for fear that she might take it the wrong way. But now, the communication line for this aspect of our lives has been opened. And what a wonderful time to start something like this than this season of the hearts.
Happy Valentine's Day everyone!
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